They say bad things come in threes. They also say getting a mortgage is the most stressful thing you will ever do. I disagree on that one however because if you do a Google search for “most stressful thing” you will find quite a lot of people saying quite a lot of different things are more stressful than everything else.
This leads me to the conclusion that either everyone is blowing mundane things out of proportion or, like a fat man on a seesaw, there is a heavily weighted scale of stressful things with almost everything you will have to do in your adult life clumped on one end.
Right now, my life has stopped. All this week I have had to deal with incompetent people who are taking up jobs hard-working and competent people would love to have. There are about three million people out of work right now and given that fact you would think people would be more inclined to do their jobs properly lest they lose them to someone far more capable. Nevertheless, these pathetic jokes are the ones that are working right now and I have to pick up the pieces when they inevitably cause a massive problem.
I mentioned that things come in threes and it is true. My first problem came early on in the week, when the gas was turned off for over a day because workmen couldn’t get their arses in gear.
This lead to heating and cooking problems, which caused me to have to take time out from my work to deal with them. Inevitably this prevented me keeping up with the targets I have set for work. Next there was a plumbing issue. Specifically, the waste pipe out of my bathroom broke, because it has not been fitted by somebody competent.
The end result is that I have lost most of this week, yet again, to sorting out problems caused by an incessant army of complete dickheads. I am starting to believe that there are few people in this country who actually know what a proper day’s work is and out of that tiny collection of people, the majority of them do not actually do a proper day’s work. I am literally surrounded by workshy scum.
So, problem one: I have targets to meet and hardly any time to meet them.
Next up, we have more aggravation with the mortgage. I have spoken at length on this subject before; here on the blog, on Twitter, and on Facebook about how there is just one problem after another. Each time we think everything is sorted, the underwriter throws up another nebulous issue and requests more documentation.
It isn’t as if we are a bad customer. Neither myself nor Jennifer has ever had a financial problem. We pay our bills on time, we live well within our means and we have put together a substantial deposit to the point where the mortgage is simply there so we can buy a house now because it’s the one we really want, rather than rent for the next five or six years then buy a house outright. Surely we are the best people to be lending to? We’re as close to a guaranteed repayment as they can get.
Yet we are suffering setbacks at every point. This is despite the fact that we have already paid for a survey on the house through the mortgage lender, despite the terms of the mortgage application clearly stating the survey will only be charged for and conducted once the mortgage is approved.
The survey was carried out two weeks ago (and I lost several hours of working time chasing that up, too. We have still not received our copy of it). The lender has, by their own actions, implied that they will lend us the money. What is the fuss, then? I really don’t know.
So there we have it: problem two, the mortgage is sucking away my time and going nowhere.
What else could be going wrong, you might ask? Well there’s always the car, isn’t there? As Jenny has mentioned on her blog, the car radiator was replaced late last year. As it turns out, the air intake valve was not refitted correctly; which tells me the whole thing was likely a rush job. We found this out not because the car overheated or started sucking water when we went through puddles (there aren’t any – we’re having a lovely summer) but because the radiator started gushing coolant onto the road.
Yes, that’s right, the radiator that was supposedly fixed late last year is now in a far worse state than before. Let’s chalk up another point for the army of incompetents.
Jenny is supposed to be at a book signing tomorrow. I don’t know how she’s going to get there. As I write this, she is raising hell at the garage that supposedly fixed her car. The car that took us to Brighton and back, a round trip of four hundred and forty miles on a faulty radiator. I am quite frankly amazed we got home.
If she can’t get the car fixed today, it looks like a hire car will have to be found. On Good Friday. When almost everywhere is shut.
So there we have it. Problem three: the car.
Now, having said all that, please excuse me if I appear to drop off the Internet for a few days. I have a lot of work to do, which means sacrificing my holiday weekend. The weekend I had planned to spend sailing in the lake district.
It’s another holiday lost to sorting out the mess left by people who simply cannot be bothered doing their job properly. I hate that I am constantly the one picking up the pieces but if I don’t do it, who will?
See you on Monday. Hopefully I’ll have some good news for a change.